MSN Money - 8 steps to take before bankruptcy

I like this article. First off, it tells people that they need to make a plan. With the new laws coming into place in October, they need to make up their minds what they're going to do regarding their credit.

People need to realize that with a solid plan they can get out of debt or fix their credit.
The worst thing you can do is not spend the time planning.

Visiting with a client today, he was beating his head against the wall. Doing thing after thing wrong and not knowing that he was harming his own credit. After spending an hour with him, I was able to show him a solid plan to reestablish his credit.

So... heading for bankruptcy, or just bad credit, you need to plan and then make up your mind what you need to do regarding your credit future.

This is an interesting article
MSN Money - 8 steps to take before bankruptcy

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