Credit Repair in Canada
WHY YOU NEED CREDIT REPAIR
URGENT NOTICE: You need to check your credit report today, as there may be problems on your credit reports caused by creditors, collection agencies and credit bureaus. These problems are REAL and are not caused by you.
Equifax and TransUnion Report on 25 million Canadians (approx) who have credit.
Let's say, for example, that each credit report has 20 items listed on each credit report.
That's 500 million pieces of credit information that the credit reporting agencies MUST keep accurate, complete and verifiable BY LAW.
OUR MISSION STATEMENT
We help our clients demand that Equifax, TransUnion and anyone listed on your credit reports comply with both Federal and Provincial legislation to keep each credit item reported on each credit report accurate, complete and verifiable.
CREDIBLE, CONFIDENTIAL AND PROFESSIONAL SERVICE
Express Credit Repair is a professional credit advocacy which helps you get results from the credit bureaus, creditors, collection agencies, government agencies and anyone else who is listed on your credit reports. We practice credit repair in Canada. Our expertise in credit restoration helps to give you control with the credit bureaus that is almost impossible to get on your own.
We are familiar with all of the provinces' legislation regarding the credit reporting agencies. We work with the provincial governments and Federal Government on a daily basis to make sure that the credit bureaus are in full compliance of the credit reporting agency legislation and Federal PIPEDA legislation regarding your credit reports.
Express Credit Repair is a member of the Better Business Bureau and the Chamber of Commerce.
READ THIS BEFORE EVEN THINKING ABOUT DECLARING BANKRUPTCY
Hidden secrets about bankruptcy that will save you alot of grief!
BENEFITS OF OUR SERVICE
With our service you could save thousands of dollars in legal fees and months of frustration in trying to figure out how to get results with credit bureaus.
We will obtain your credit reports from TransUnion and Equifax as required*. Any item of information on your report that contains inaccurate, incomplete information is marked, and then it will be removed. Slow pays, collections, bankruptcies, consumer proposals can be disputed. For unverifiable inquiries made from financial institutions from previous credit requests, inaccurate names and address are removed. It takes an average of 60 days after we commence our work to start to see results with your credit reports.
We will work with you for one full year from the date we commence working for you to keep your files clear of any other inaccurate or incomplete records that might show up on your credit report. ALL credit bureaus will be kept clean and accurate.
THE FINAL RESULT OF OUR WORK is that all of the derogatory items on your credit reports will either be deleted, corrected, or proven accurate and correct.
CLICK HERE for a more detailed description of our member services
PEOPLE WITH GOOD CREDIT NEED TO ORDER THEIR CREDIT REPORTS
MORE ON CREDIT REPAIR
Credit repair is an important part of a company / person's financial health.
Most people hit hard times financially at one point in their lives. Temporary financial troubles make it almost impossible to keep current with bills and thus affects your future credit rating.
The Source of Inaccurate Information
Every day thousands of credit applications and / or credit account amendments are made in Canada. If you've ever worked with data entry on computers, you know how easy it is to make a mistake entering in information. It's extremely hard to double check each and every piece of information for accuracy and completeness as it's being entered into the system. From time to time errors go unchecked and are reported to the credit reporting agencies.
SEE OUR NEWSPAPER ARTICLE REGARDING CREDIT REPAIR (pdf format)
Can credit bureaus Keep Up with the massive volume of information?
SPECIAL REPORT - WHAT CRAs DON'T WANT YOU TO KNOW!
Come by and visit! Talk about Canadian Companies in the financial industry. This is a unique place to say whatever you want about every company. Rant, complain, talk, discuss, praise! You can say it all on at Canadian Money Advisor!
Where else on can you speak your mind about the service, problems, or whatever else you've had to put up with from the Canadian Financial Industry giants for your whole life? This is the most comprehensive website of its type in Canada.
- Credit reporting agencies (CRAs) in the U.S. and Canada such as Equifax, TransUnion and Experian have a great deal of control over the consumer by what they report.
- Improve your credit scores. Improving your credit scores saves you money on interest rates, finance charges and more.
- Potential Employers, landlords, insurance companies look at your credit report to check out your credibility.
- You have been declined credit from a mortgage company, bank, auto dealership, credit card company, or any other lending institution.
- You don't want to pay thousands of dollars extra in interest fees because of bad credit.
- You just want to make sure that your credit information is complete and accurate with the credit reporting agencies.
URGENT NOTICE: You need to check your credit report today, as there may be problems on your credit reports caused by creditors, collection agencies and credit bureaus. These problems are REAL and are not caused by you.
Equifax and TransUnion Report on 25 million Canadians (approx) who have credit.
Let's say, for example, that each credit report has 20 items listed on each credit report.
That's 500 million pieces of credit information that the credit reporting agencies MUST keep accurate, complete and verifiable BY LAW.
| QUANTITY OF CREDIT REPORT LISTINGS | |
| Credit Reports | 25,000,000 |
| Listings on reports | 20 |
| Total Listings | 500,000,000 |
| Listings change monthly x 12 | 60,000,000,000 (60 billion) |
| While most of the items listed on a person's credit report are correct, there are those that are not. And it is not the fault of the consumer. Even if there were one problem out of 10 credit reports, that would be 2.5 million people with credit report problems. We feel that the problem is much worse than that. We've never seen a completely accurate credit report ever. Even if you have good credit! | |
OUR MISSION STATEMENT
We help our clients demand that Equifax, TransUnion and anyone listed on your credit reports comply with both Federal and Provincial legislation to keep each credit item reported on each credit report accurate, complete and verifiable.
CREDIBLE, CONFIDENTIAL AND PROFESSIONAL SERVICE
Express Credit Repair is a professional credit advocacy which helps you get results from the credit bureaus, creditors, collection agencies, government agencies and anyone else who is listed on your credit reports. We practice credit repair in Canada. Our expertise in credit restoration helps to give you control with the credit bureaus that is almost impossible to get on your own.
We are familiar with all of the provinces' legislation regarding the credit reporting agencies. We work with the provincial governments and Federal Government on a daily basis to make sure that the credit bureaus are in full compliance of the credit reporting agency legislation and Federal PIPEDA legislation regarding your credit reports.
Express Credit Repair is a member of the Better Business Bureau and the Chamber of Commerce.
READ THIS BEFORE EVEN THINKING ABOUT DECLARING BANKRUPTCY
Hidden secrets about bankruptcy that will save you alot of grief!
BENEFITS OF OUR SERVICE
With our service you could save thousands of dollars in legal fees and months of frustration in trying to figure out how to get results with credit bureaus.
We will obtain your credit reports from TransUnion and Equifax as required*. Any item of information on your report that contains inaccurate, incomplete information is marked, and then it will be removed. Slow pays, collections, bankruptcies, consumer proposals can be disputed. For unverifiable inquiries made from financial institutions from previous credit requests, inaccurate names and address are removed. It takes an average of 60 days after we commence our work to start to see results with your credit reports.
We will work with you for one full year from the date we commence working for you to keep your files clear of any other inaccurate or incomplete records that might show up on your credit report. ALL credit bureaus will be kept clean and accurate.
THE FINAL RESULT OF OUR WORK is that all of the derogatory items on your credit reports will either be deleted, corrected, or proven accurate and correct.
CLICK HERE for a more detailed description of our member services
PEOPLE WITH GOOD CREDIT NEED TO ORDER THEIR CREDIT REPORTS
MORE ON CREDIT REPAIR
Credit repair is an important part of a company / person's financial health.
Most people hit hard times financially at one point in their lives. Temporary financial troubles make it almost impossible to keep current with bills and thus affects your future credit rating.
The Source of Inaccurate Information
Every day thousands of credit applications and / or credit account amendments are made in Canada. If you've ever worked with data entry on computers, you know how easy it is to make a mistake entering in information. It's extremely hard to double check each and every piece of information for accuracy and completeness as it's being entered into the system. From time to time errors go unchecked and are reported to the credit reporting agencies.
SEE OUR NEWSPAPER ARTICLE REGARDING CREDIT REPAIR (pdf format)
Can credit bureaus Keep Up with the massive volume of information?
In our opinion, a difficulty that a large Canadian credit reporting agency may experience is that they collect new information on millions of people each month. All of those people have approximately 10 or more pieces of credit information. We feel that it may be difficult for credit reporting agencies to keep all of that personal information accurate or complete each and every month.
SPECIAL REPORT - WHAT CRAs DON'T WANT YOU TO KNOW!
Come by and visit! Talk about Canadian Companies in the financial industry. This is a unique place to say whatever you want about every company. Rant, complain, talk, discuss, praise! You can say it all on at Canadian Money Advisor!
- This includes:
- Banks
- Collection Agencies
- Credit Card Companies
- Life Insurance Companies
- Credit Bureaus
- Mortgage Brokers
- MORE!
Where else on can you speak your mind about the service, problems, or whatever else you've had to put up with from the Canadian Financial Industry giants for your whole life? This is the most comprehensive website of its type in Canada.
posted by Monty Loree @ Tuesday, September 13, 2005
5 comments
